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The amount of money you pay on your mortgage each month depends on more than just the amount of your loan. The interest rate and term of loan must also be considered. Additionally, you should also include homeowners fees such as taxes, insurance and homeowner association fees (HOA's) to get a more accurate estimate* of what you total house payment will be.

MONTHLY PAYMENT CALCULATOR
How Much Home Can You Afford?

Enter Values Here
(please do NOT use commas)
 
Loan Amount:  
Interest Rate:  
Years/Term:  
Annual Taxes:  
Annual Insurance + HOAs:  

Results Display Here

Monthly Principle
and Interest:
Monthly Taxes:
Monthly Insurance and/or HOA Fees: 
 

TOTAL PAYMENT:

 

*The calculator above is provided as a tool to help you determine the total payment that you might possibly qualify for.  Use of this tool in no way guarantees a loan amount or payment amount that you will qualify for.  Depending on your loan and down payment, you may be required by the lender to carry mortgage insurance (MI) which can increase your overall monthly mortgage payment.


Pre-Qualifying for a Loan

Getting pre-qualified for a home loan is an essential part of the home buying process.  It helps prevent you from looking at and falling in love with properties that you simply can't afford.

The pre-qualification process is relatively painless and can be done over the phone in about 10-minutes with reputable mortgage loan officer. Be prepared to be open and honest about your financial situation and provide complete information.  Once you decide to apply for a home loan, this is the information you will need to get together for your loan application:

1. W-2's for the past 2 years
2. Most recent paycheck stubs covering the last 30 days
3. Residence addresses for the past 2 years
4. Names & addresses of each employer for the past 2 years
5. Last 2 months bank statements for all checking/savings accounts
6. Names, addresses, account #'s & monthly payments on all open loans
7. Addresses of any other real estate owned
8. Loan information on all real estate owned
9. Money for credit report and appraisal
10. Landlord names and addresses - past 2 years
11. FHA loans: Photo ID and Social Security card
 

Pre-Qualify for a Home Loan
For help with home financing, home loans, home mortgage financing, mortgage loans, home financing, mortgage, Colorado home loans, Colorado mortgages, mortgage rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current interest rates & mortgage options - please contact one of my preferred mortgage loan brokers below who can help you get pre-qualified for a loan. The companies and contacts below have proven to be outstanding mortgage brokers who can help with New Home Loans or Re-Financing. There is absolutely no charge or obligation and the entire process will take less than 15-20 minutes of your time.

Get Pre-Approved for a Mortgage Loan Today!
  Home Mortgage Alliance - Tiffany Swisher - (303) 327-6689
  Caliber Funding - David Thomas - (720) 439-3313
  Fairway Independent Mortgage - Kari Abt - (303) 489-1205
  America's Mortgage - Tenby Dahman - (303) 862-7760


 

What is the difference between pre-qualifying and pre-approval?
CLICK HERE FOR MORE INFO ON MORTGAGES & MORTGAGE LOANS


RETURN TO HOMEBUYERS TOOLBOX

 

 

If you have any questions about this mortgage calculator or just want someone to talk to about the whole process without any pressure or obligation, contact our Denver Realtor Anthony Rael at 303-520-3179.

 


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