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BUYERS TOOLBOX - Frequently Asked Questions

Answers to your the most common buyer-related questions.

BUYERS
Denver Real Estate, Denver Homes & Denver CO Relocation  Does the sponsoring agent work with buyers?
Denver Real Estate, Denver Homes & Denver CO Relocation  How much does it cost to help me find a home?
Denver Real Estate, Denver Homes & Denver CO Relocation  How much does it cost to buy a home?
Denver Real Estate, Denver Homes & Denver CO Relocation  I would like to preview a home for sale, who can I call?
Denver Real Estate, Denver Homes & Denver CO Relocation  Can you help me buy a new home from a builder?
Denver Real Estate, Denver Homes & Denver CO Relocation  Where can I get advice on buying a home?

GENERAL INFO
Denver Real Estate, Denver Homes & Denver CO Relocation  How are real estate agents compensated?
Denver Real Estate, Denver Homes & Denver CO Relocation  Is your real estate agent a Realtor?
Denver Real Estate, Denver Homes & Denver CO Relocation  Where can I get a home mortgage loan?
Denver Real Estate, Denver Homes & Denver CO Relocation  If I call or e-mail you, will I be pressured?
Denver Real Estate, Denver Homes & Denver CO Relocation  Who do I call with stupid questions?
Denver Real Estate, Denver Homes & Denver CO Relocation 
I want to talk to a Denver area Real Estate Agent / Realtor

 

Does the sponsoring agent work with buyers?
Answer: ABSOLUTELY!

The SearchHomesInDenver.com sponsoring real estate agent will serve as your "buyers agent" - to ensure you receive "Nordstrom-level" service from your initial home search through moving day and long after your settled in.  I'll be with you every step of the way to ensure that nobody takes advantage of you.  In addition to the vast inventory of in-house listings by Re/Max Alliance, Anthony can assist buyers in previewing homes for sale through the Denver & Boulder MLS from Re/Max, Coldwell Bankers, Keller Williams, Fuller Town & Country, Nostalgic Homes, and many other independent real estate companies - including new homes offered by local builders.  The best part for buyers is that they get my professional advice and assistance at no cost.

How much does it cost to help me find a home?
Answer: NOTHING!

When you hire me as a "buyers agent", I will work round-the-clock to find homes based on your specific needs at no cost to you!  There are no gimmicks or hidden fees - my sales commission will be paid by the selling agent for bringing you (the buyer) to them. It's that simple.

How much does cost to buy a home?
Answer: IT DEPENDS.

If you haven't already been pre-qualified for a home loan, we can recommend a mortgage lender who will help you.  It only takes a few minutes and can be done over the phone. Since there are so many variables (ie: down payment options, interest rates, closing costs, taxes, insurance, HOA's, etc.) that go into buying a home.  Sometimes it's best to follow up with a phone.

I would like to preview a home for sale, who can I call?
Answer: The sponsoring website agent/broker is available @ 303-520-3179

If you are not already under contract with another real estate agent, the sponsoring agent (Anthony Rael)  can show you any home listed for sale in the Denver Metro area - including new homes. Regardless of where you find a (on the internet or driving by), you can call Anthony to find out all the details and schedule a preview.

Can you help me buy a new home from a builder?
Answer: ABSOLUTELY!

Anyone considering the purchase of a new home should hire a realtor that can represent you in negotiations with a new home builder. In fact, many new Colorado home builders welcome the assistance of a cooperating real estate agent.  There's no cost to you (the builder pays all the real estate commissions & fees).  For more info on new homes and new home builders - go here.

Where can I get a home mortgage loan?
Answer: ANYWHERE.

Ask your friends, co-workers, family members (or me) because there are some individuals and/or companies you want to avoid.  Although most banks & credit unions can provide home loans, they don't always offer the best rates and terms.  It's always best to compare at least two mortgage lenders because their rates can vary significantly and some unethical lenders prey on uneducated buyers with "bait-and-switch" tactics.  If you need a recommendation, just call 303-520-3179.

Not sure how much you can afford?
Use the mortgage calculator to get a general idea or get "pre-qualified" by a reputable lender (we can recommend one if needed).  It only takes a few minutes and you are not obligated to do anything.  Knowing what you can qualify for helps limit your search for homes you can actually afford.

Are you aware of the numerous first-time homebuyer programs available in Colorado?
There are several low-interest grants and housing financial assistance programs available to homebuyers in the Denver Colorado area. If you'd like more information on getting FREE down payment assistance and/or low interest loans from these organizations, just call 303-520-3179.

If I call or e-mail the sponsoring real estate agent, will I be pressured?
Answer: ABSOLUTELY NOT.

Like you, we despise high-pressure sales people and tactics. You have our assurance that the sponsoring real estate agent/broker  will never pressure or obligate you to do anything.  This website is solely intended to provide real estate advice.  OUR Sponsoring Realtor subscribes to a strict code of ethics.

Who do I call with stupid questions?
Answer: Our Sponsoring Agent

The fact is, when it comes to real estate (or life in general) there are no stupid questions.  Realtors are not here to judge anyone - we are here to help people understand the various aspects of a real estate transaction and make them feel comfortable with the process. Since buying & selling a home involves one of the biggest financial investments you will ever make, it's absolutely essential that you feel comfortable asking anything.  If you have questions or just want to bounce ideas off someone, contact our sponsoring agent to meet for coffee or you can just call Anthony at 303-520-3179.

How are Real Estate Agents compensated?
Answer: BY THE LISTING AGENT / SELLER.

In Colorado, the majority of residential real estate brokers are compensated by the listing agent (the one who works on behalf of the seller).  If you are a buyer, there is no-cost to you to utilize the services of a buyer's agent to represent your best interest in the transaction.  Upon the successfully closing on the home, a certain pre-negotiated fee or percentage of the sales price is paid to both agents - typically 2.8% to the buyer's agent and the rest to the listing agent.  If you are the seller, you should be aware that our sales/listing commissions are not set in stone and are negotiable - don't be led to believe otherwise. Listing fees can range from 4-8% of the sales price and is usually dependent on the property, location and overall marketing plan. 

Real Estate in Colorado is very competitive and every agent is free to negotiate their own fees.  Some are willing and some are not.

Is your real estate agent a Realtor?
Answer: MAYBE - MAYBE NOT....

All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate.

 

THINKING OF SELLING YOUR HOME?
Read our Sellers Frequently Asked Questions
Denver Real Estate, Denver Homes & Denver CO Relocation  Do you work with sellers?
Denver Real Estate, Denver Homes & Denver CO Relocation 
How much is my home is worth?
Denver Real Estate, Denver Homes & Denver CO Relocation 
How is the listing or asking price determined?
Denver Real Estate, Denver Homes & Denver CO Relocation 
How much do you charge to sell a home?
Denver Real Estate, Denver Homes & Denver CO Relocation 
What the heck is a sales "co-op"?
Denver Real Estate, Denver Homes & Denver CO Relocation 
What are "discounted" or "limited services"?
Denver Real Estate, Denver Homes & Denver CO Relocation 
Are there any up-front or hidden fees to sell my home?
Denver Real Estate, Denver Homes & Denver CO Relocation 
Who will show your home to prospective buyers?
Denver Real Estate, Denver Homes & Denver CO Relocation 
I want to talk to a Denver area Real Estate Agent / Realtor

If you require a more specific information on a property ASAP
contact Anthony Rael, REMAX Alliance at (303) 520-3179

 


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